Wave, the accounting product at waveapps.com, has been closed to new customers outside the United States and Canada since 2020. If you are in Nigeria and trying to sign up, you cannot. That is the short answer, and it is why this page exists.
The longer answer is worth a minute, because what people were after when they went looking for Wave is specific, and it is not the same thing as wanting accounting software.
What people actually wanted from it
Wave got its reputation for one reason. It let a very small business produce a proper-looking invoice without paying for the privilege. That is the whole of the appeal for most people searching for it from Nigeria.
Broken down, the want is usually three things.
- Free invoicing, genuinely free, not a trial that expires the week the first client pays.
- No signup wall in the way of producing one document. Somebody needs an invoice this afternoon and does not want to create an account, confirm an email and pick a plan first.
- A document that looks like it came from a business rather than from a word processor.
None of that is an accounting requirement. It is a document requirement. Worth being clear about, because it changes what the right replacement is: if you need a full ledger, general accounting software is the category. If you need to bill people and get paid, invoicing software is.
The Nigeria-specific part
A tool built for North America will not know about the things that decide whether a Nigerian invoice gets paid. Whatever you use, these have to be handled somewhere.
- Your registered business name, RC number and TIN on the document. Corporate customers will not create a supplier record without them, and a missing TIN doubles the withholding rate applied to your payments. See TIN and CAC details on your invoice.
- VAT at 7.5%, added on top of your price rather than taken out of it, shown as its own line. See VAT on invoices in Nigeria.
- Withholding tax deducted by the customer from the payment, not added to the invoice, which means you receive less than you billed. See withholding tax on invoices in Nigeria.
- Payment in naira, into a Nigerian bank account, without the client retyping an account number.
The full set of fields is in how to write an invoice in Nigeria.
What Billify does instead
Taking the three wants above in order.
For the no-signup case, the free invoice generator runs in the browser and needs no account. You fill the fields and produce the document. That is the closest thing on this site to what most people were looking for.
For the free-account case, the Billify free plan is NGN0 a month and covers 10 invoices a month for up to 5 clients on one business profile, with no card required.
For the looks-like-a-business case, there are eleven A4 invoice templates, three of which are free, and your logo and brand details go on the invoices. The layouts are in the template library, with separate forms for invoice, receipt, quotation and proforma.
- Paid plans: Pro at NGN20,000 a month, Enterprise at NGN70,000 a month.
- An AI invoice composer on paid plans, which drafts line items from a plain-words description of the work.
- Payment links and QR checkout on the invoice.
- Payments settle to a Billify wallet and are withdrawn to your bank account.
- Collection in naira only, through Kora Pay.
Billify is published by Onebit Technology Solutions Limited, RC1919657, Abuja.
The mobile app is iPhone and iPad only
Said plainly, because it is the thing most likely to matter to a Nigerian reader: there is no Android app. The Billify mobile app is for iPhone and iPad.
The web application works in a browser, on a phone as well as on a desktop, so an Android user is not shut out of the product. But if what you wanted was an app on your phone, and your phone is an Android, that is not something Billify has.
The other limits, stated up front
Better to know these now than to discover one of them after you have moved your invoicing across.
- Collection is naira only, through Kora Pay. If you bill clients abroad in their currency, the collection route has to be arranged separately. See invoicing international clients from Nigeria.
- The free plan is capped at 10 invoices a month, 5 clients and one business profile. Above that you need a paid plan.
- Billify is not an accredited FIRS or NRS e-invoicing service provider. It is not an Access Point Provider and not a System Integrator, and it cannot obtain an Invoice Reference Number. It serves businesses below the mandate threshold. See Nigeria e-invoicing and the Merchant Buyer Solution.
- Billify is invoicing software. It is not a general ledger and it is not a replacement for accounting software if that is what you actually need.
If you want to try the smallest possible version of it first, produce one invoice at the invoice generator and see whether the document is what you wanted. Nothing about that requires an account.