Most invoice apps were built for a business somewhere else and then had a naira sign added. The difference shows up on the first invoice you send to a Nigerian company: the VAT line, the tax numbers, the bank details, and whether the client can actually pay from the document. This page lists what to check, and answers each point for Billify honestly — including the things it cannot do yet.
Six things to check in any invoice app
- 01Naira first: amounts, totals and the payment page in NGN without a conversion step.
- 02VAT done properly: 7.5% applied per line item, shown as its own line, and switchable off for exempt supplies. Our VAT on invoices guide covers when it applies.
- 03Your TIN and RC number on the document, where a corporate client's accounts department expects them. See TIN and CAC details on invoices.
- 04Bank transfer details printed on the invoice, because that is still how most Nigerian clients pay.
- 05A PDF you can send on WhatsApp or email, and a document that survives a black-and-white printer.
- 06Quotations that become invoices, and receipts for what was paid, without retyping.
How Billify answers each one
| Check | Billify |
|---|---|
| Naira first | Naira-first throughout. Payment collection runs in NGN through Kora Pay. |
| 7.5% VAT | Handled per line item and shown on the invoice. |
| TIN and RC number | Set once in your business details; printed on every invoice. |
| Bank transfer details | Printed on the invoice. A payment link and QR code are optional on top. |
| PDF and sharing | Eleven templates rendered to PDF; share from the app to WhatsApp, email or anywhere else. |
| Quotes and receipts | A quotation converts into an invoice with its own number; receipts are issued for payments. |
One more thing most apps do not do: you can describe the job in plain words — "two days art direction at 285,000 a day, plus a logo suite" — and Billify drafts the line items, quantities and prices for you to check before anything is sent. It tells you what it could not work out rather than guessing.
The two limits to know before you download
- Billify is on iPhone and iPad today. There is no Android app yet; it is being built. Your clients never need the app — every invoice links to a payment page that opens in any browser.
- Collection through Billify is naira only. You can invoice a client anywhere in the world, but if you want them to pay through the link it must be in NGN.
What it costs
The free plan covers 10 invoices a month for up to 5 clients on one business profile, with no card required. Paid plans start at NGN 20,000/month when you need more volume, the premium templates or multiple businesses. Three of the eleven templates are free.
If you only need one invoice today
You do not have to install anything. The free invoice generator builds a naira invoice with a VAT toggle and TIN and RC fields in the browser and gives you the PDF, and the templates are Word, Excel and PDF files you can fill in by hand.